Your first home
First-time buyer roadmap
Every step from savings to keys, in order. Check them off as you go, and your progress saves on this device.
Behind the numbers
How it works
Six stages, in order
Savings and credit, pre-approval, the search, the offer, under contract, and closing. Each has a few steps.
Saved as you go
Your checkmarks stay on this device, so you can come back to it.
Your next step
The first unchecked step, so you always know what is next.
Adjust it
What each input means
| Check a step | Your progress and next step update as you go. |
|---|
When to use it
Made for
- A year or more before buying
- Right after a pre-approval
- Keeping a partner or family on the same page
Buying
Choose the part of town that fits your life first: golf, trails, dining, space, views. Then be first to the right homes, sent to you personally by Morgan.
- Find your area
- Backyard sun (optional)
- Your search
- Your plan
Questions
Good to know
Do I need 20% down?+
Not always. Many loan programs allow less, with mortgage insurance. A lender can show you the options and costs.
Are there programs for first-time buyers?+
Many states, counties and cities offer down payment or closing cost help. Rules differ, so ask your lender what is available where you are buying.
Keep planning
Related tools
Buying budgetWhat your payment buysFrom a monthly budget to a price range, with rate, taxes, insurance and HOA all counted.Open →
Saving to buyDown payment plannerHow long to save for the down payment, closing costs and a cushion, and what it takes to hit your date.Open →
Before you send itOffer strength checkA checklist score for your offer’s terms, what is helping, and what could be stronger before you send it.Open →Want Morgan’s eyes on it?
Send your numbers and she will review them personally, with real figures for your area.