Before you send it
Offer strength check
How your offer stacks up before you send it. Enter your terms and see a checklist score, what is helping, and what could be stronger.
Behind the numbers
How it works
Morgan’s checklist
Each term earns points. Price against list (up to 3), how you pay (cash 3, conventional 2, FHA, VA or other 1), lender letter (underwritten 2, pre-approval 1, pre-qualification 0, none −1), earnest money (3% or more of the offer 2, 1% or more 1).
Terms
Inspection period of 7 days or less 2, up to 10 days 1. Any low-appraisal coverage 1. No home-sale contingency 2. No credits asked 1. Move-out flexibility 1.
The score
Points earned ÷ 17 possible, as a percentage. 75% and up reads as strong, 55% and up as competitive.
Adjust it
What each input means
| Offer and list price | Your offer as a share of list earns more the closer it is. |
|---|---|
| Financing and lender letter | Sellers often look for certainty that the loan will close. |
| Earnest money | The deposit you put down when the offer is accepted. Rules for getting it back are in your contract. |
| Inspection period | Shorter can read as stronger. Morgan does not suggest skipping an inspection without a real conversation. |
When to use it
Made for
- Before writing an offer
- A home with more than one offer
- Deciding which terms to give on
Buying
Choose the part of town that fits your life first: golf, trails, dining, space, views. Then be first to the right homes, sent to you personally by Morgan.
- Find your area
- Backyard sun (optional)
- Your search
- Your plan
Questions
Good to know
Does a high score mean my offer will win?+
No. It is a checklist of terms sellers commonly weigh. What the seller needs most, like timing or certainty, can matter more than any score.
Should I waive the inspection?+
Morgan does not recommend it without a real conversation about the risks. A shorter inspection period is often a better way to strengthen an offer.
Keep planning
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Send your numbers and she will review them personally, with real figures for your area.