Before you list
Seller net sheet
What you actually walk away with after every cost of selling, line by line, before you pick a price.
Behind the numbers
How it works
Start with the price
The sale price you enter, before anything comes out.
Take out the costs
Each commission and your closing costs are a percentage of the price. Credits, repairs, taxes or dues owed, and anything else are the dollar amounts you enter.
Pay off the loans
Your mortgage payoff and any second loan or HELOC come out last. What is left is your net: price minus costs minus payoffs.
Adjust it
What each input means
| Sale price | The price you expect to accept, not the list price. |
|---|---|
| Payoffs | From your lender’s payoff statement. It is usually a little more than your balance because of interest to the payoff date. |
| Commissions | Whatever you agree to in writing. The numbers shown are examples only. |
| Closing costs | Title, escrow, recording and any transfer taxes. These vary a lot by state and county. |
| Taxes and dues owed | Property tax or HOA dues you owe up to the closing date. |
When to use it
Made for
- Before a listing appointment
- Choosing between two list prices
- Deciding whether to offer buyer credits
Selling
Know your number, prepare what actually pays back, and see exactly how Morgan will present and sell your home, before you decide anything.
- Home value
- Seller prep
- How Morgan sells it
- Your plan
Questions
Good to know
Why is my payoff higher than my balance?+
A payoff includes interest up to the day the loan is paid, and sometimes fees. Ask your lender for a payoff statement dated near your closing.
Does this include capital gains tax?+
No. Ask a tax professional whether any gain on the sale is taxable for you.
Keep planning
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